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Recently Indian government release the offline banking USSD Code.

Code - Dial *99# 

1. Balance Enquiry (Account Balance)
2. Mini Statement
3. MMID Fund Transfer
4. Fund transfer using IFFC Code
5. MMID
6. M-PIN
7. Generate OTP

People can also use it in your own language. Currently, this service is available in 10+ regional languages along with Hindi & English. Therefore, it is the best banking solution for every common man because of it is working without internet. The supported languages are listed below.
  1. English *99#
  2. Hindi *99*22#
  3. Tamil *99*23#
  4. Telugu *99*24#
  5. Malayalam *99*25#
  6. Kannada *99*26#
  7. Gujarati *99*27#
  8. Marathi *99*28#
  9. Bengali *99*29#
  10. Punjabi *99*30#
  11. Assamese *99*31#
  12. Oriya *99*32#